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Why do the payment method fields disappear when I apply a discount code?

  • Updated

If a discount code brings an offer's total below the minimum amount Stripe can process, the payment box won't show any card fields. This is expected behavior tied to a Stripe platform rule, not a Heartbeat bug.

Why it happens

Stripe requires a minimum charge amount for card payments - $0.50 USD, or the equivalent in your local currency (£0.30 GBP, for example). When a discount code drops the offer total below that floor, Stripe doesn't return a payment method to use, so the card details section appears blank at checkout.

How to fix it

Adjust the discount so the final price stays above your currency's Stripe minimum.

  1. Check the discounted total your code produces (offer price minus the discount)
  2. Compare it against Stripe's minimum charge amount for your currency
  3. If it falls below that minimum, reduce the discount percentage or amount so the final price clears the floor

Example: A £10.00 offer with a 99% off code drops to £0.10 – below Stripe's ~£0.30 GBP minimum, so no card field appears. The same offer with a 50% off code lands at £5.00, which processes normally.

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