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How to Set Up Heartbeat Payments (Complete Guide)

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Connecting Stripe to Heartbeat unlocks the ability to monetize your community — sell memberships, create offers, accept payments, and manage payouts all in one place. This guide walks you through setting up Heartbeat Payments (powered by Stripe) and configuring your payment settings.

Before You Begin

You'll need the following to complete your Stripe setup:

  • A Heartbeat admin account
  • Your business name and email address
  • Banking details (IBAN or account number) for receiving payouts
  • Any relevant business authentication documents

How to Connect Stripe

Step 1: Open Payment Settings

Log in to your Heartbeat account. Click the cog icon in the top-right corner to open Community Settings, navigate to Configure Payments, and click Connect Stripe.

Step 2: Create Your Heartbeat-Managed Stripe Account

Heartbeat uses a managed Stripe account to process payments on your behalf. Follow the prompts to create your account — you'll provide your business details, banking information for payouts, and any required authentication.

Step 3: Add a Payout Account

During setup, you'll be prompted to add a bank account to receive your earnings. Make sure to complete this step so payouts aren't delayed.


Customize Your Payment Settings

Once connected, visit Payments Settings to configure:


Payment Processing Fees

Heartbeat charges a transaction fee based on your plan, on top of Stripe's standard credit card processing fee (typically 2.9% + $0.30).

  Starter Growth Enterprise
Heartbeat Transaction Fee 3% 2% 1%

View all plan details → Heartbeat Pricing


Frequently Asked Questions

Can I collect payments without connecting Stripe? No — Stripe is required to process any payments in Heartbeat, including membership fees and offers. You won't be able to publish paid Offers until your Stripe account is connected.

Can I use my existing Stripe account? No. Due to recent regulations, you must create a new Heartbeat-managed Stripe account. 

Can I use a different payment provider? It's possible to use a separate provider, though this does come with some limitations, see our guide on setting up external payments →

How do I disconnect Stripe? Learn how to disconnect Stripe from your Heartbeat community →

How long does it take for payouts to arrive? Stripe typically processes payouts within 2–7 business days, depending on your bank and region.

What payment methods are supported? Heartbeat Payments supports major credit and debit cards through Stripe.

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